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ספרים, ביקורות ומחשבות

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Government Actions Lesson 12 Handout 20.zip


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This guide is intended to provide streamlined guidance to state, territorial, and tribal governments on the essential elements of Public Assistance, Individual Assistance, and the Hazard Mitigation Grant Program and required actions to request, initiate, and receive FEMA disaster assistance grants. It outlines the processes, program options, and requirements that each new recipient much complete prior to requesting disaster assistance.


As a general rule, the discharge releases the debtor from all debts provided for by the plan or disallowed, with the exception of certain debts referenced in 11 U.S.C. 1328. Debts not discharged in chapter 13 include certain long term obligations (such as a home mortgage), debts for alimony or child support, certain taxes, debts for most government funded or guaranteed educational loans or benefit overpayments, debts arising from death or personal injury caused by driving while intoxicated or under the influence of drugs, and debts for restitution or a criminal fine included in a sentence on the debtor's conviction of a crime. To the extent that they are not fully paid under the chapter 13 plan, the debtor will still be responsible for these debts after the bankruptcy case has concluded. Debts for money or property obtained by false pretenses, debts for fraud or defalcation while acting in a fiduciary capacity, and debts for restitution or damages awarded in a civil case for willful or malicious actions by the debtor that cause personal injury or death to a person will be discharged unless a creditor timely files and prevails in an action to have such debts declared nondischargeable. 11 U.S.C. 1328, 523(c); Fed. R. Bankr. P. 4007(c). 153554b96e






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